Investor Personalities & Retirement Planning

What kind of investor are you? Some members want to read all the information and make their own decisions. Others want to leave the choices to people who are more experienced like a real estate appraiser or broker.

No matter what your investment style is, when planning for retirement, it’s important to know that if you do invest, you will face many different kinds of risk. Market risk, currency risk, risk with the investment itself, timing risk, etc. It’s always there and, because of it, it’s possible to lose what you invest when you're doing it on your own. But there are ways to reduce your risk and ensure a minimum return of 15%.

That’s why you may want to understand the concepts of asset allocation, insurance and diversification, and then decide how to apply these investment strategies when planning for retirement. And, remember this: We can help. Just let us know how involvement you’d like us to be in your investment strategy and execution.

Do it for me - Dependent

If you’re uncomfortable deciding how to allocate your retirement plan investments, consider investing in things that are already diversified and allocated by people who are experienced investors, not non-investor sales people with securities licenses who are in debt. It's not that we mean to be rude, but according to the WSJ only 2% of all real estate brokers and stock brokers actually own the investments that they sell. In addition, real estate and non-mortgage notes outperformed the market by more than double the S&P 500 over the last 50 years.

Help me do it - Interdependent

If you want to be involved but want some help along the way, consider spending some time getting to know us and your options when you're making 15-30% every year. After you determine your goals, we can help educate you about how to achieve them on time or earlier than you ever expected. Everytime we meet someone new, it's always a different approach based on your personal situation. Some people need help saving money, paying off debt, building wealth through investing, fixing their credit, minimizing their taxes, etc. We aren't CPAs, but we can share what we do personally and what others have done.

I’ll do it by myself - Independent

If you want to do it on your own, feel free. Develop your own strategy and select a plan that best matchs that strategy. As with nearly everything in investing, no investment strategy – including the use of asset allocation and diversification – can assure a profit or protect against loss unless you're guaranteed a minimum fixed return of 15% every year. So far we're the only company we know of that offers a minimum return like that and back it up.

Get the help you need

Talk with one of our Club Managers about your retirement planning goals and how we can help. Information provided by Club Managers is for educational purposes only and is not intended as investment advice. Plus it's always free.